Long Term Care

Protecting Your Life Savings from Care Costs

THE REALITY OF CARE COSTS

Understanding
Long Term CareExpenses

The costs of long-term care continue to rise, making it essential to plan ahead. Here’s what families in Alabama can expect to pay for various types of care.

Home Health Aide
$5,418/month

Personal care assistance in your home

Home Health Aide
$1,625/month

Daytime care and activities

Home Health Aide
$3,500/month

Residential care community

Home Health Aide
$8,152/month

Semi-private room in Alabama

Important Note

These costs can quickly exhaust retirement savings. A three-year nursing home stay could cost over $293,000, highlighting the importance of long-term care insurance protection.

UNDERSTANDING LONG TERM CARE

Protecting Your
Financial Future

Long-term care exposure is a significant concern for many families, especially considering the rising costs. With the average cost of a semi-private room in Alabama being $8,152 per month, it’s crucial to plan ahead to protect your financial security.

Asset Protection

Long-term care insurance protects your lifetime savings from being consumed by care costs, ensuring your legacy remains intact for your family.

Quality Care Access

Provides access to the highest quality of care without depleting your resources, giving you and your family peace of mind.

COVERAGE OPTIONS

Types of Long Term
Care

Long-term care insurance covers various types of care services, from in-home assistance to specialized facility care, ensuring you receive appropriate care wherever you need it.

In-Home Care

Personal care services in the comfort of your own home, including assistance with daily activities and health monitoring.

Assisted Living

Residential care facilities that provide personal care services while maintaining independence and social engagement.

Nursing Home Care

24-hour skilled nursing care and rehabilitation services for those requiring intensive medical attention and support.

COVERAGE OPTIONS

Why Choose Long Term Care Insurance

Purchasing a Long-Term Care policy now ensures you receive quality care while protecting your family’s financial stability for generations to come.

Financial Security

Prevents depletion of retirement savings and preserves assets for your spouse and beneficiaries.

Care Choice Freedom

Provides flexibility to choose where and how you receive care, maintaining dignity and independence.

Family Protection

Reduces the emotional and financial burden on family members who might otherwise provide care.

Testimonials

Client Testimonial

Hear from our Satisfied Clients

  • “I have been working with the Bailey Insurance & Investments team for decades. Main reason is complete faith and honesty in dealing with them. Whenever I have any funds to invest, my instruction to them are to just invest it as they would their own.”
    Satisfied Client
    Hoover, AL
  • “I have been a client/friend of the Bailey Insurance & Investment Agency for several years. Thank goodness I listened to them and bought and invested in something I couldn’t see or take home. I needed to make some changes and he was there to help me. Great agency he and Ashley are wonderful!”
    Satisfied Client
    Birmingham, AL
  • “I have used Bailey Insurance & Investments personally for over 40 years. Neil Bailey, Howard’s father, was a great friend and a great financial partner. I would highly encourage anyone to partner with Howard. I have been very satisfied with the Bailey’s for many years.”
    Satisfied Client
    Gardendale, AL

PLAN AHEAD FOR PEACE OF MIND

Secure Your Family’s
Financial Future

Don’t wait until it’s too late. Long-term care insurance is most affordable when you’re healthy and younger. Protect your life savings and ensure quality care with a comprehensive long-term care policy tailored to your needs and budget.

Get your Quote Now